Insurance Risk Management & Analytics

Insurance Risk Management for Modern Insurers

We build high-performance risk engines that transform fragmented data into predictive intelligence. From automated underwriting to AI-driven fraud detection, we engineer the systems that protect your bottom line.

Solvency II Aware
IFRS 17 Ready
Senior Architects Only

Risk engineering across

Underwriting
Claims Fraud
Solvency II
IFRS 17
Catastrophe Modeling
Reinsurance

Strategic Solutions

The Core Risk Modules

Predictive Underwriting

Automate complex risk assessment using ML models. We build the engines that process thousands of variables to deliver instant, accurate pricing across auto, property, and specialty lines.

Policy #UW-48291 · Auto LiabilityScore: 0.87
Driving History0.92
Vehicle Telemetry0.78
Geographic Risk0.81
Credit Profile0.95
ML ScoringTelemetry SignalsGeographic RiskInstant Quoting

Intelligent Fraud Detection

Identify anomalies before they become claims. Advanced pattern recognition to protect against leakage and organized fraud rings.

Anomaly ScoringNetwork AnalysisReal-time Alerts

Regulatory & Solvency Compliance

Architected for transparency. Systems designed to handle complex reporting like Solvency II and IFRS 17 with absolute data integrity.

Solvency IIIFRS 17QRTORSA

Exposure & Accumulation Tracking

Real-time visibility into your risk portfolio. Data-heavy dashboards that track geographic and sector exposure across millions of policies — from EMEA to APAC — with live capacity utilization.

Geographic ExposureCapacity MonitoringPortfolio RollupsReinsurance Views

Why Roxosoft

The Roxosoft Advantage in Insurance

01

Domain-First Architects

We don't just write code; we understand actuarial logic, claims lifecycles, and the nuances of the US and European insurance markets.

Actuarial LogicClaims LifecycleUS + EU Markets

02

Strategic Continuity

As a primary vendor for industry leaders, we provide the long-term architectural stability that internal teams often struggle to maintain.

Primary VendorArchitectural Stewardship5+ Yr Engagements

03

Zero-Downtime Modernization

Our expertise in reverse-engineering ensures your critical risk data is safely migrated from legacy cores to modern cloud environments — with parallel runs and live cutovers.

Reverse EngineeringParallel RunLive Migration

Featured Work

The Primary Vendor Story

Proven ImpactAward-Winning US InsurTech

From Secondary Vendor to Primary Engineering Force

A market-leading US AI-InsurTech platform engaged Roxosoft as a parallel engineering team to mitigate vendor risk. Within 18 months, we had earned ownership of the most complex AI extraction and actuarial modules — becoming the architectural force behind the platform's scale.

We don't just staff projects; we take ownership of the most complex modules and drive them to market leadership.

Read the full case study

2×

Development Velocity — matched primary vendor throughput in <8 weeks

#1

Primary Vendor Status — promoted from secondary to lead architect

5+

Years of Continuity — multi-year strategic partnership

Technical Deep-Dive

Built for Scale

Three engineering pillars that underpin every risk system we ship — cloud, resilience, and intelligence.

Azure Service Fabric / AKS

Auto-scaling actuarial workloads with sub-second hot retrieval

Cosmos DB & Event Hubs

Cold historical claims, live underwriting streams

.NET 8 + MediatR / CQRS

Stateless microservices engineered for 99.99% uptime

Polly + OpenTelemetry

Idempotent retries, circuit breakers, deep observability

Python + PyTorch / Azure ML

Custom AI/ML pipelines for extraction and scoring

OCR + NLP + Vector Search

PDF-to-intelligence for policies and adjuster reports

Final Call

Don't Leave Your Risk Strategy to Junior Teams

Work with a boutique engineering unit that has a proven track record of becoming the primary technical partner for award-winning InsurTechs.

What Happens Next?

1

We Analyze Your Requirements

Our founders will personally review your project details and reach out to discuss your vision and goals.

2

NDA & Confidentiality

If needed, we sign a Non-Disclosure Agreement to ensure your ideas and data stay fully protected.

3

Project Proposal

We submit a comprehensive project proposal with timeline, milestones, and a transparent cost breakdown.

Why CTOs Choose Roxosoft

  • Direct access to founders and tech leads — no middlemen
  • 75%+ of our team are senior-level engineers
  • Microsoft, AWS, and Google certified professionals
  • Average client relationship: 5+ years

Offices in United States · Portugal · Spain · Senior data architects only.